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The Model Y Experiment

In May of 2023, after many years of successful delay I let myself buy what is probably the ultimate no-compromise, do-everything vehicle currently in production, the Tesla Model Y long range all wheel drive. Seventeen months later, I am absolutely enjoying the shit out of this thing, while racking up a surprisingly high 16,000 miles.…
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How to Build a Kitchen (and Why)

Well, looks like it has happened again.  Since the last time we spoke, I got sucked into building my 17th(?) kitchen, and I have finally emerged from its messy yet addictive grasp as I stand here at the new breakfast bar, typing this report to you. Why am I so hooked on this strange pastime?…
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The California Effect

One of the reasons I don’t write as often these days is that my life has gradually evolved into a Personal Finance Bubble.  The people around me have learned to be purposeful with their money, which means they now have plenty of savings and never have to stress about the stuff. Good ideas have naturally…
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Two lifestyles table (from Huberman Article)

Default Lifestyle SCIENCE Lifestyle • Wake up with alarm clock, roll over, and immediately check phone. • Wake up naturally as your sleep cycle ends. • Proceed directly outside into the natural light. • Direct your vision upwards and also try to get sunlight on your skin if possible. • Make coffee and a high-carb,…
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It’s Get Smart With Money Day!

Let’s jump right to the real news here: Now for the real story behind this weird situation. Why did I agree to this? Aren’t I supposed to be retired? Do you get paid a lot to be in a Netflix movie? And does that mean you become “famous” and your life changes? Read on to…
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Why You’ll Probably Never Run Out Of Money

As strange as it may sound, earning financial freedom is a lot easier for certain people than claiming that freedom once they have earned it. And if the following statement rings true to you, you may be suffering from this same hardship: “I think I’m close to having enough money to jump into early retirement,…
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Bootcamp: Books and Other Products

Hello Bootcampers! This page is a collection of the Amazon links to books and other products that I recommend in the context of the boot camp email series. Links from “Getting Started #1: What am I Supposed To Do With All This Money?”: Links from “Get Rich With: Bikes” Links from How To Make Money…
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Inflation – Should We Be Worried?

I’ve been writing about money for almost eleven years now, and in that time the world has become an immensely richer place. Here in the US, our economy has grown by about 25% even after inflation, world economic output has grown even faster, and the number of people living in extreme poverty has been cut…
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The Extraordinary Event

“The Extraordinary belongs to those that create it”An Informal Weekend CollaborationAugust 13-15, 2021 What’s This? On short notice, our friends Alan and Katie Donegan, legendary founders of the UK’s Rebel Business School, have decided to pop over and spend some time here in Longmont. To celebrate, we are putting on a weekend retreat at the…
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The Self Educating Child

So it looks like my 15-year-old is officially a high-school dropout. Halfway through ninth grade, emboldened perhaps by the taste of freedom that Covid-era remote learning had provided, he realized that the whole system was just too slow and inefficient for him, and was “Getting in the way of his work.” So as it looks…
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Socially Responsible Investing: Is It Also More Profitable?

Since the Dawn of Mustachianism in 2011, the same question has come up over and over again: And in these nine years since then, the movement towards socially responsible investing has only grown. Public pension funds have started to “divest” from oil company stocks, and various social issues like human rights, child labor, climate change…

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