Retirement

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What Really Goes on at MMM Headquarters

I’d love to retire early, but then what?  … Although I retired about thirteen years ago, and continue to be retired, about one year ago I opened up a little business on Main Street here in Longmont, Colorado. It is a multi-purpose gathering space, under the guise of a coworking space, with the typical-for-me grandiose…
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Efficiency is the Highest Form of Beauty

This year, I’ve been spending a lot more time at the local elementary school, as our boy has rejoined his friends in fifth grade after two years of homeschooling. Through the daily bike rides to and from school, and my weekly gig as a volunteer math/engineering teacher for a small group of boisterous advanced learners, I…
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Give Yourself the Gift of Not Worrying About Money

For most people in this country, financial problems are caused by not thinking enough about money. One of the guys I hire occasionally to help me build houses, for example, is permanently broke and always requires full payment in cash at the end of each workweek. Yet at the beginning of each workday, he arrives…
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‘Stashtown, USA

A big part of the recipe for a good life is to love the place you live. Although you can compensate for almost any living conditions with a strong Stoic attitude and some training, it sure is nice to be surrounded by an environment that truly agrees with your constitution. After all, all five of…
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My Son is Ready for Early Retirement

I suppose I can’t blame him, because this IS pretty nice. It’s Monday morning, and I just dropped him off at school, rode the mountain bike and trailer back home through the deep and fluffy remnants of the latest snowstorm, and settled in with this laptop and my sunny, empty house to compose my thoughts…
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The True Cost of Commuting

 It was a beautiful evening in my neighborhood, and I was enjoying one of my giant homebrews on a deck chair I had placed in the middle of the street, as part of a nearby block’s Annual Street Party. I was talking to a couple I had just met, and the topic turned to the…
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How much is that bitch costin’ ya?

Wow, how about that title. I can almost smell the politically correct outrage! But let’s explain right away, lest Mr. Money Mustache lose his rep as a caring family man who spends most of his time making sand castles and Lego ships with a 5-year-old boy. The alternate title was “Fix Impulse spending with The…
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The next Stage of Retirement begins: Kindergarten

Today is a memorable day in the MMM family, as the Mrs. and I took our precious Junior ‘Stash to start his first day of Kindergarten this morning. It was a wonderful experience, biking through the early morning’s leafy shade on our streets, and feeling the excitement and fear of the assembled crowd of young…
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A Millionaire is Made Ten Bucks at a Time

I was at a party recently and a lifelong friend walked up to start a conversation.  Although we had never talked about money before, it turned out he had secretly been reading this blog, and now he had a few questions for me. – My friend had a good question, of course. It is this…
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Living better than your neighbors on 75% less

In one of the earliest articles on this blog called “If you Try Sometimes…“, I briefly described my goal of living life at a cost of 75% less than “normal”. Since then I have received many questions: What is Normal anyway? Where did I get this 75% number? Is it ridiculous or is it easy?…
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Why I Really retired from Corporate Work

I’ve been reading some incredibly thoughtful and zoom-out-and-look-at-the-entire-human-race-from-the-perspective-of-an-alien articles on other blogs recently, and they forced me to re-think some of the reasons I quit my job as a computer engineer back in 2005. Two of the articles, which I wouldn’t recommend digging into while at your own work unless you are a very advanced…
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Equally Shared Parenting

Did you know that the MMM family was actually somewhat famous, in an anonymous and obscure way, before Mr. Money Mustache even started typing this blog? It all started back in 2008, when Mrs. M. was surfing around on her computer and came across this website about Equally Shared Parenting (ESP for short). If you’ve…
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The Joy of Self Employment

When I retired from real work back in 2005, I inadvertently crossed a very interesting divide in our society. It was the canyon that separates the People with Real Jobs from the Self-Employed. As it turns out, I was entering a sparsely-populated area. Only about 1 in 9 workers in the US is self-employed, a…
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Weekend Edition: The Magic of Thinking Big

It’s the weekend, so that means we get to step back for a little bit of Philosophy instead of hard number-crunching. Today, I’ve prepared a little Story for you. One dark February night in 1992, the skinny teenaged version of Mr. Money Mustache was sitting alone on the La-Z boy chair in his parents’ living…

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Love, Mr. Money Mustache

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